1Customer AppPayer Device2Sending ProviderIssuer Bank or E-Wallet3Switching NetworkInterbank Switch4Receiving ProviderAcquirer Gateway5Merchant AccountSettlement BalanceFake ReceiptAltered ImageSources: Bank Indonesia; ASPI14235Fake ReceiptAltered Image1Customer AppPayer Device2Sending ProviderIssuer Bank or E-Wallet3Switching NetworkInterbank Switch4Receiving ProviderAcquirer Gateway5Merchant AccountSettlement BalanceSources: Bank Indonesia; ASPI Selling and Payments Online Checking a Bank Account before You PaySpotting a Fake Transfer ReceiptChecking Shopee Seller Fees before You Set a Price 8 Tips
1Impersonated SenderBank, Courier, Tax, Relative2Urgency HookAccount Block, Prize,Emergency3The TrapFake Link, APK File, OTPRequest4Pause GateVerify via Official Channel5If Money Movediasc.ojk.go.id + Police ReportSources: OJK; Indonesia Anti-Scam Centre (OJK); CISA124351Impersonated SenderBank, Courier, Tax, Relative2Urgency HookAccount Block, Prize, Emergency3The TrapFake Link, APK File, OTP Request4Pause GateVerify via Official Channel5If Money Movediasc.ojk.go.id + Police ReportSources: OJK; Indonesia Anti-Scam Centre(OJK); CISA Safe and Secure Backing Up an Android Phone with GoogleKeeping Passwords Safe with BitwardenSpotting a Fake Bank Message and Reporting a Scam 6 Tips
1Token PredictorFluent Draft Sentence2Confident Incorrect Token3Verification GateSource Document4Corrected Accurate StatementSources: IBM; NIST AI RMF; AWS113241Token PredictorFluent Draft Sentence2Confident Incorrect Token3Verification GateSource Document4Corrected Accurate StatementSources: IBM; NIST AI RMF; AWS AI and Productivity Checking an AI Answer before You Use ItChecking Facts in AI Product DescriptionsKeeping Customer Details Out of AI Chats 5 Tips
1Phone Hardware LayerLocal storage, photos,downloads2Google Account LayerContacts, Drive backup, emails3App Server LayerChat history, store orders,banking records1321Phone Hardware LayerLocal storage, photos, downloads2Google Account LayerContacts, Drive backup, emails3App Server LayerChat history, store orders, bankingrecords Personal Digital Life Check and Change App Permissions on Your Android PhoneFind, Lock or Erase a Lost Android Phone with Find HubSet Up Google Account Recovery before You Lose Your Phone 6 Tips
1234Monthly SubscriptionFree TrialAd-Supported Free TierOpen Source1MonthlySubscriptiona predictablerecurring fee perseat or per month2Free Trialfull applicationfree for a limitedperiod3Ad-Supported FreeTieradvertisers pay thevendor4Open Sourcereleased free by itscommunity Selecting Apps Choosing a Bookkeeping and Invoicing App for a Small ShopChecking an App before You Install ItChoosing a Cashier App for Your Shop 6 Tips
